LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,654
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,732
−HK$1,095/mo
Today · 4.125%
HK$36,827
baseline
▲ 0.50% · 4.625%
HK$39,068
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,654/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,552
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,586
−HK$1,049/mo
Today · 4.125%
HK$40,635
baseline
▲ 0.50% · 4.625%
HK$42,777
+HK$2,142/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,270/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,585
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,879
−HK$1,314/mo
Today · 4.125%
HK$44,193
baseline
▲ 0.50% · 4.625%
HK$46,882
+HK$2,689/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,386/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,263
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,504
−HK$1,258/mo
Today · 4.125%
HK$48,762
baseline
▲ 0.50% · 4.625%
HK$51,333
+HK$2,571/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,524/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,516
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,025
−HK$1,533/mo
Today · 4.125%
HK$51,558
baseline
▲ 0.50% · 4.625%
HK$54,695
+HK$3,137/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,116/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,973
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,421
−HK$1,468/mo
Today · 4.125%
HK$56,889
baseline
▲ 0.50% · 4.625%
HK$59,888
+HK$2,999/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,778/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,377
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,318
−HK$1,971/mo
Today · 4.125%
HK$66,289
baseline
▲ 0.50% · 4.625%
HK$70,323
+HK$4,034/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,578/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,394
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,255
−HK$1,888/mo
Today · 4.125%
HK$73,143
baseline
▲ 0.50% · 4.625%
HK$76,999
+HK$3,856/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,286/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,906 · Scale 2, in force from 26 Feb 2026)