LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,654
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,732
−HK$1,095/mo
Today · 4.125%
HK$36,827
baseline
▲ 0.50% · 4.625%
HK$39,068
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,654/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,553
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,587
−HK$1,048/mo
Today · 4.125%
HK$40,635
baseline
▲ 0.50% · 4.625%
HK$42,777
+HK$2,142/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,270/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,585
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,879
−HK$1,314/mo
Today · 4.125%
HK$44,193
baseline
▲ 0.50% · 4.625%
HK$46,882
+HK$2,689/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,386/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,263
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,504
−HK$1,259/mo
Today · 4.125%
HK$48,763
baseline
▲ 0.50% · 4.625%
HK$51,333
+HK$2,570/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,526/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,516
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,025
−HK$1,533/mo
Today · 4.125%
HK$51,558
baseline
▲ 0.50% · 4.625%
HK$54,696
+HK$3,138/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,116/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,974
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,421
−HK$1,469/mo
Today · 4.125%
HK$56,890
baseline
▲ 0.50% · 4.625%
HK$59,888
+HK$2,998/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,780/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,378
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,318
−HK$1,971/mo
Today · 4.125%
HK$66,289
baseline
▲ 0.50% · 4.625%
HK$70,323
+HK$4,034/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,578/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,395
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,256
−HK$1,888/mo
Today · 4.125%
HK$73,144
baseline
▲ 0.50% · 4.625%
HK$76,999
+HK$3,855/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,288/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,909 · Scale 2, in force from 26 Feb 2026)