LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,657
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,735
−HK$1,095/mo
Today · 4.125%
HK$36,830
baseline
▲ 0.50% · 4.625%
HK$39,072
+HK$2,242/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,660/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,556
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,590
−HK$1,049/mo
Today · 4.125%
HK$40,639
baseline
▲ 0.50% · 4.625%
HK$42,781
+HK$2,142/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,278/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,589
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,882
−HK$1,315/mo
Today · 4.125%
HK$44,197
baseline
▲ 0.50% · 4.625%
HK$46,886
+HK$2,689/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,394/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,267
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,508
−HK$1,259/mo
Today · 4.125%
HK$48,767
baseline
▲ 0.50% · 4.625%
HK$51,337
+HK$2,570/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,534/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,520
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,029
−HK$1,534/mo
Today · 4.125%
HK$51,563
baseline
▲ 0.50% · 4.625%
HK$54,700
+HK$3,137/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,126/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,978
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,426
−HK$1,468/mo
Today · 4.125%
HK$56,894
baseline
▲ 0.50% · 4.625%
HK$59,893
+HK$2,999/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,788/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,383
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,323
−HK$1,972/mo
Today · 4.125%
HK$66,295
baseline
▲ 0.50% · 4.625%
HK$70,329
+HK$4,034/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,590/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,400
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,262
−HK$1,888/mo
Today · 4.125%
HK$73,150
baseline
▲ 0.50% · 4.625%
HK$77,006
+HK$3,856/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,300/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,956 · Scale 2, in force from 26 Feb 2026)