LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,658
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,736
−HK$1,095/mo
Today · 4.125%
HK$36,831
baseline
▲ 0.50% · 4.625%
HK$39,072
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,662/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,556
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,590
−HK$1,049/mo
Today · 4.125%
HK$40,639
baseline
▲ 0.50% · 4.625%
HK$42,781
+HK$2,142/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,278/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,589
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,883
−HK$1,314/mo
Today · 4.125%
HK$44,197
baseline
▲ 0.50% · 4.625%
HK$46,886
+HK$2,689/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,394/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,267
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,508
−HK$1,259/mo
Today · 4.125%
HK$48,767
baseline
▲ 0.50% · 4.625%
HK$51,338
+HK$2,571/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,534/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,521
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,030
−HK$1,533/mo
Today · 4.125%
HK$51,563
baseline
▲ 0.50% · 4.625%
HK$54,701
+HK$3,138/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,126/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,979
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,426
−HK$1,469/mo
Today · 4.125%
HK$56,895
baseline
▲ 0.50% · 4.625%
HK$59,894
+HK$2,999/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,790/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,384
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,324
−HK$1,972/mo
Today · 4.125%
HK$66,296
baseline
▲ 0.50% · 4.625%
HK$70,330
+HK$4,034/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,592/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,401
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,262
−HK$1,889/mo
Today · 4.125%
HK$73,151
baseline
▲ 0.50% · 4.625%
HK$77,007
+HK$3,856/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,302/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,962 · Scale 2, in force from 26 Feb 2026)