LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,658
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,736
−HK$1,096/mo
Today · 4.125%
HK$36,832
baseline
▲ 0.50% · 4.625%
HK$39,073
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,664/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,557
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,591
−HK$1,049/mo
Today · 4.125%
HK$40,640
baseline
▲ 0.50% · 4.625%
HK$42,782
+HK$2,142/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,280/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,590
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,884
−HK$1,314/mo
Today · 4.125%
HK$44,198
baseline
▲ 0.50% · 4.625%
HK$46,887
+HK$2,689/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,396/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,268
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,509
−HK$1,259/mo
Today · 4.125%
HK$48,768
baseline
▲ 0.50% · 4.625%
HK$51,339
+HK$2,571/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,536/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,522
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,031
−HK$1,533/mo
Today · 4.125%
HK$51,564
baseline
▲ 0.50% · 4.625%
HK$54,702
+HK$3,138/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,128/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,980
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,428
−HK$1,468/mo
Today · 4.125%
HK$56,896
baseline
▲ 0.50% · 4.625%
HK$59,895
+HK$2,999/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,792/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,385
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,326
−HK$1,971/mo
Today · 4.125%
HK$66,297
baseline
▲ 0.50% · 4.625%
HK$70,331
+HK$4,034/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,594/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,403
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,264
−HK$1,888/mo
Today · 4.125%
HK$73,152
baseline
▲ 0.50% · 4.625%
HK$77,008
+HK$3,856/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,304/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,975 · Scale 2, in force from 26 Feb 2026)