LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,661
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,739
−HK$1,096/mo
Today · 4.125%
HK$36,835
baseline
▲ 0.50% · 4.625%
HK$39,076
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,670/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,560
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,594
−HK$1,049/mo
Today · 4.125%
HK$40,643
baseline
▲ 0.50% · 4.625%
HK$42,786
+HK$2,143/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,286/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,593
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,887
−HK$1,315/mo
Today · 4.125%
HK$44,202
baseline
▲ 0.50% · 4.625%
HK$46,891
+HK$2,689/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,404/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,272
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,513
−HK$1,259/mo
Today · 4.125%
HK$48,772
baseline
▲ 0.50% · 4.625%
HK$51,343
+HK$2,571/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,544/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,526
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,035
−HK$1,534/mo
Today · 4.125%
HK$51,569
baseline
▲ 0.50% · 4.625%
HK$54,706
+HK$3,137/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,138/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,984
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,432
−HK$1,469/mo
Today · 4.125%
HK$56,901
baseline
▲ 0.50% · 4.625%
HK$59,900
+HK$2,999/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,802/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,390
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,331
−HK$1,971/mo
Today · 4.125%
HK$66,302
baseline
▲ 0.50% · 4.625%
HK$70,337
+HK$4,035/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,604/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,408
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,270
−HK$1,888/mo
Today · 4.125%
HK$73,158
baseline
▲ 0.50% · 4.625%
HK$77,014
+HK$3,856/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,316/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,020 · Scale 2, in force from 26 Feb 2026)