LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,662
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,740
−HK$1,096/mo
Today · 4.125%
HK$36,836
baseline
▲ 0.50% · 4.625%
HK$39,077
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,672/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,561
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,596
−HK$1,049/mo
Today · 4.125%
HK$40,645
baseline
▲ 0.50% · 4.625%
HK$42,787
+HK$2,142/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,290/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,595
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,889
−HK$1,314/mo
Today · 4.125%
HK$44,203
baseline
▲ 0.50% · 4.625%
HK$46,893
+HK$2,690/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,406/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,274
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,515
−HK$1,259/mo
Today · 4.125%
HK$48,774
baseline
▲ 0.50% · 4.625%
HK$51,345
+HK$2,571/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,548/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,527
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,037
−HK$1,533/mo
Today · 4.125%
HK$51,570
baseline
▲ 0.50% · 4.625%
HK$54,708
+HK$3,138/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,140/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,986
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,434
−HK$1,469/mo
Today · 4.125%
HK$56,903
baseline
▲ 0.50% · 4.625%
HK$59,902
+HK$2,999/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,806/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,392
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,333
−HK$1,972/mo
Today · 4.125%
HK$66,305
baseline
▲ 0.50% · 4.625%
HK$70,339
+HK$4,034/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,610/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,411
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,272
−HK$1,889/mo
Today · 4.125%
HK$73,161
baseline
▲ 0.50% · 4.625%
HK$77,017
+HK$3,856/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,322/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,039 · Scale 2, in force from 26 Feb 2026)