LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,664
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,742
−HK$1,096/mo
Today · 4.125%
HK$36,838
baseline
▲ 0.50% · 4.625%
HK$39,079
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,676/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,563
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,597
−HK$1,050/mo
Today · 4.125%
HK$40,647
baseline
▲ 0.50% · 4.625%
HK$42,789
+HK$2,142/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,294/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,597
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,890
−HK$1,315/mo
Today · 4.125%
HK$44,205
baseline
▲ 0.50% · 4.625%
HK$46,895
+HK$2,690/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,410/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,276
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,517
−HK$1,259/mo
Today · 4.125%
HK$48,776
baseline
▲ 0.50% · 4.625%
HK$51,347
+HK$2,571/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,552/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,529
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,039
−HK$1,534/mo
Today · 4.125%
HK$51,573
baseline
▲ 0.50% · 4.625%
HK$54,711
+HK$3,138/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,146/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,988
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,436
−HK$1,469/mo
Today · 4.125%
HK$56,905
baseline
▲ 0.50% · 4.625%
HK$59,905
+HK$3,000/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,810/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,395
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,336
−HK$1,972/mo
Today · 4.125%
HK$66,308
baseline
▲ 0.50% · 4.625%
HK$70,342
+HK$4,034/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,616/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,414
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,275
−HK$1,889/mo
Today · 4.125%
HK$73,164
baseline
▲ 0.50% · 4.625%
HK$77,020
+HK$3,856/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,328/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,065 · Scale 2, in force from 26 Feb 2026)