LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,668
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,746
−HK$1,096/mo
Today · 4.125%
HK$36,842
baseline
▲ 0.50% · 4.625%
HK$39,084
+HK$2,242/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,684/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,568
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,602
−HK$1,049/mo
Today · 4.125%
HK$40,651
baseline
▲ 0.50% · 4.625%
HK$42,794
+HK$2,143/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,302/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,601
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,895
−HK$1,315/mo
Today · 4.125%
HK$44,210
baseline
▲ 0.50% · 4.625%
HK$46,900
+HK$2,690/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,420/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,281
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,522
−HK$1,260/mo
Today · 4.125%
HK$48,782
baseline
▲ 0.50% · 4.625%
HK$51,353
+HK$2,571/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,564/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,535
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,045
−HK$1,534/mo
Today · 4.125%
HK$51,579
baseline
▲ 0.50% · 4.625%
HK$54,717
+HK$3,138/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,158/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,995
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,443
−HK$1,469/mo
Today · 4.125%
HK$56,912
baseline
▲ 0.50% · 4.625%
HK$59,912
+HK$3,000/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,824/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,402
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,343
−HK$1,972/mo
Today · 4.125%
HK$66,315
baseline
▲ 0.50% · 4.625%
HK$70,350
+HK$4,035/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,630/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,422
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,284
−HK$1,888/mo
Today · 4.125%
HK$73,172
baseline
▲ 0.50% · 4.625%
HK$77,029
+HK$3,857/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,344/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,132 · Scale 2, in force from 26 Feb 2026)