LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,671
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,750
−HK$1,095/mo
Today · 4.125%
HK$36,845
baseline
▲ 0.50% · 4.625%
HK$39,087
+HK$2,242/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,690/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,571
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,606
−HK$1,049/mo
Today · 4.125%
HK$40,655
baseline
▲ 0.50% · 4.625%
HK$42,798
+HK$2,143/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,310/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,605
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,900
−HK$1,314/mo
Today · 4.125%
HK$44,214
baseline
▲ 0.50% · 4.625%
HK$46,905
+HK$2,691/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,428/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,286
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,527
−HK$1,259/mo
Today · 4.125%
HK$48,786
baseline
▲ 0.50% · 4.625%
HK$51,358
+HK$2,572/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,572/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,540
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,050
−HK$1,534/mo
Today · 4.125%
HK$51,584
baseline
▲ 0.50% · 4.625%
HK$54,722
+HK$3,138/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,168/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,000
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,448
−HK$1,469/mo
Today · 4.125%
HK$56,917
baseline
▲ 0.50% · 4.625%
HK$59,918
+HK$3,001/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,834/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,408
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,349
−HK$1,973/mo
Today · 4.125%
HK$66,322
baseline
▲ 0.50% · 4.625%
HK$70,357
+HK$4,035/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,644/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,429
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$71,291
−HK$1,889/mo
Today · 4.125%
HK$73,180
baseline
▲ 0.50% · 4.625%
HK$77,037
+HK$3,857/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,360/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,187 · Scale 2, in force from 26 Feb 2026)