LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,672
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,751
−HK$1,095/mo
Today · 4.125%
HK$36,846
baseline
▲ 0.50% · 4.625%
HK$39,088
+HK$2,242/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,692/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,572
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,607
−HK$1,049/mo
Today · 4.125%
HK$40,656
baseline
▲ 0.50% · 4.625%
HK$42,799
+HK$2,143/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,312/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,607
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,901
−HK$1,315/mo
Today · 4.125%
HK$44,216
baseline
▲ 0.50% · 4.625%
HK$46,906
+HK$2,690/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,432/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,287
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,528
−HK$1,260/mo
Today · 4.125%
HK$48,788
baseline
▲ 0.50% · 4.625%
HK$51,359
+HK$2,571/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,576/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,541
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,051
−HK$1,534/mo
Today · 4.125%
HK$51,585
baseline
▲ 0.50% · 4.625%
HK$54,724
+HK$3,139/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,170/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,001
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,450
−HK$1,469/mo
Today · 4.125%
HK$56,919
baseline
▲ 0.50% · 4.625%
HK$59,919
+HK$3,000/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,838/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,410
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,351
−HK$1,972/mo
Today · 4.125%
HK$66,323
baseline
▲ 0.50% · 4.625%
HK$70,359
+HK$4,036/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,646/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,430
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$71,292
−HK$1,889/mo
Today · 4.125%
HK$73,181
baseline
▲ 0.50% · 4.625%
HK$77,039
+HK$3,858/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,362/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,201 · Scale 2, in force from 26 Feb 2026)