LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,674
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,752
−HK$1,096/mo
Today · 4.125%
HK$36,848
baseline
▲ 0.50% · 4.625%
HK$39,090
+HK$2,242/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,696/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,574
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,609
−HK$1,049/mo
Today · 4.125%
HK$40,658
baseline
▲ 0.50% · 4.625%
HK$42,801
+HK$2,143/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,316/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,608
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,903
−HK$1,315/mo
Today · 4.125%
HK$44,218
baseline
▲ 0.50% · 4.625%
HK$46,908
+HK$2,690/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,436/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,289
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,530
−HK$1,260/mo
Today · 4.125%
HK$48,790
baseline
▲ 0.50% · 4.625%
HK$51,362
+HK$2,572/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,580/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,543
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,053
−HK$1,534/mo
Today · 4.125%
HK$51,587
baseline
▲ 0.50% · 4.625%
HK$54,726
+HK$3,139/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,174/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,004
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,452
−HK$1,469/mo
Today · 4.125%
HK$56,921
baseline
▲ 0.50% · 4.625%
HK$59,922
+HK$3,001/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,842/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,413
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,354
−HK$1,972/mo
Today · 4.125%
HK$66,326
baseline
▲ 0.50% · 4.625%
HK$70,362
+HK$4,036/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,652/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,433
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,295
−HK$1,890/mo
Today · 4.125%
HK$73,185
baseline
▲ 0.50% · 4.625%
HK$77,042
+HK$3,857/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,370/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,226 · Scale 2, in force from 26 Feb 2026)