LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,676
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,754
−HK$1,096/mo
Today · 4.125%
HK$36,850
baseline
▲ 0.50% · 4.625%
HK$39,092
+HK$2,242/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,700/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,576
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,611
−HK$1,049/mo
Today · 4.125%
HK$40,660
baseline
▲ 0.50% · 4.625%
HK$42,804
+HK$2,144/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,320/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,611
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,905
−HK$1,315/mo
Today · 4.125%
HK$44,220
baseline
▲ 0.50% · 4.625%
HK$46,911
+HK$2,691/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,440/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,292
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,533
−HK$1,260/mo
Today · 4.125%
HK$48,793
baseline
▲ 0.50% · 4.625%
HK$51,364
+HK$2,571/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,586/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,546
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,056
−HK$1,534/mo
Today · 4.125%
HK$51,590
baseline
▲ 0.50% · 4.625%
HK$54,729
+HK$3,139/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,180/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,007
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,455
−HK$1,470/mo
Today · 4.125%
HK$56,925
baseline
▲ 0.50% · 4.625%
HK$59,925
+HK$3,000/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,850/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,416
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,358
−HK$1,972/mo
Today · 4.125%
HK$66,330
baseline
▲ 0.50% · 4.625%
HK$70,366
+HK$4,036/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,660/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,437
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,300
−HK$1,889/mo
Today · 4.125%
HK$73,189
baseline
▲ 0.50% · 4.625%
HK$77,047
+HK$3,858/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,378/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,259 · Scale 2, in force from 26 Feb 2026)