LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,677
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,755
−HK$1,096/mo
Today · 4.125%
HK$36,851
baseline
▲ 0.50% · 4.625%
HK$39,094
+HK$2,243/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,702/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,577
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,612
−HK$1,050/mo
Today · 4.125%
HK$40,662
baseline
▲ 0.50% · 4.625%
HK$42,805
+HK$2,143/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,324/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,612
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,906
−HK$1,315/mo
Today · 4.125%
HK$44,221
baseline
▲ 0.50% · 4.625%
HK$46,912
+HK$2,691/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,442/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,293
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,535
−HK$1,259/mo
Today · 4.125%
HK$48,794
baseline
▲ 0.50% · 4.625%
HK$51,366
+HK$2,572/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,588/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,547
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,057
−HK$1,535/mo
Today · 4.125%
HK$51,592
baseline
▲ 0.50% · 4.625%
HK$54,731
+HK$3,139/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,184/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,008
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,457
−HK$1,469/mo
Today · 4.125%
HK$56,926
baseline
▲ 0.50% · 4.625%
HK$59,927
+HK$3,001/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,852/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,418
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,360
−HK$1,972/mo
Today · 4.125%
HK$66,332
baseline
▲ 0.50% · 4.625%
HK$70,368
+HK$4,036/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,664/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,439
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,302
−HK$1,889/mo
Today · 4.125%
HK$73,191
baseline
▲ 0.50% · 4.625%
HK$77,049
+HK$3,858/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,382/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,277 · Scale 2, in force from 26 Feb 2026)