LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,678
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,757
−HK$1,096/mo
Today · 4.125%
HK$36,853
baseline
▲ 0.50% · 4.625%
HK$39,095
+HK$2,242/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,706/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,579
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,614
−HK$1,050/mo
Today · 4.125%
HK$40,664
baseline
▲ 0.50% · 4.625%
HK$42,807
+HK$2,143/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,328/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,614
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,909
−HK$1,315/mo
Today · 4.125%
HK$44,224
baseline
▲ 0.50% · 4.625%
HK$46,915
+HK$2,691/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,448/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,295
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,537
−HK$1,259/mo
Today · 4.125%
HK$48,796
baseline
▲ 0.50% · 4.625%
HK$51,369
+HK$2,573/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,592/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,550
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,060
−HK$1,534/mo
Today · 4.125%
HK$51,594
baseline
▲ 0.50% · 4.625%
HK$54,734
+HK$3,140/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,188/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,011
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,460
−HK$1,469/mo
Today · 4.125%
HK$56,929
baseline
▲ 0.50% · 4.625%
HK$59,930
+HK$3,001/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,858/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,421
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,363
−HK$1,973/mo
Today · 4.125%
HK$66,336
baseline
▲ 0.50% · 4.625%
HK$70,372
+HK$4,036/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,672/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,443
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,305
−HK$1,890/mo
Today · 4.125%
HK$73,195
baseline
▲ 0.50% · 4.625%
HK$77,053
+HK$3,858/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,390/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,305 · Scale 2, in force from 26 Feb 2026)