LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,680
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,759
−HK$1,096/mo
Today · 4.125%
HK$36,855
baseline
▲ 0.50% · 4.625%
HK$39,097
+HK$2,242/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,710/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,581
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,616
−HK$1,050/mo
Today · 4.125%
HK$40,666
baseline
▲ 0.50% · 4.625%
HK$42,809
+HK$2,143/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,332/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,616
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,911
−HK$1,315/mo
Today · 4.125%
HK$44,226
baseline
▲ 0.50% · 4.625%
HK$46,917
+HK$2,691/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$88,452/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,298
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,539
−HK$1,260/mo
Today · 4.125%
HK$48,799
baseline
▲ 0.50% · 4.625%
HK$51,371
+HK$2,572/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$97,598/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,552
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,062
−HK$1,535/mo
Today · 4.125%
HK$51,597
baseline
▲ 0.50% · 4.625%
HK$54,736
+HK$3,139/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,194/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,014
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,462
−HK$1,470/mo
Today · 4.125%
HK$56,932
baseline
▲ 0.50% · 4.625%
HK$59,933
+HK$3,001/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,864/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,424
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,366
−HK$1,973/mo
Today · 4.125%
HK$66,339
baseline
▲ 0.50% · 4.625%
HK$70,375
+HK$4,036/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,678/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,446
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,309
−HK$1,889/mo
Today · 4.125%
HK$73,198
baseline
▲ 0.50% · 4.625%
HK$77,057
+HK$3,859/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,396/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,333 · Scale 2, in force from 26 Feb 2026)