LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,681
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,760
−HK$1,096/mo
Today · 4.125%
HK$36,856
baseline
▲ 0.50% · 4.625%
HK$39,098
+HK$2,242/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,712/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,582
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,617
−HK$1,050/mo
Today · 4.125%
HK$40,667
baseline
▲ 0.50% · 4.625%
HK$42,810
+HK$2,143/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,334/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$570,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,617
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,912
−HK$1,315/mo
Today · 4.125%
HK$44,227
baseline
▲ 0.50% · 4.625%
HK$46,918
+HK$2,691/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$88,454/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,299
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,540
−HK$1,260/mo
Today · 4.125%
HK$48,800
baseline
▲ 0.50% · 4.625%
HK$51,372
+HK$2,572/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$97,600/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,553
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,064
−HK$1,534/mo
Today · 4.125%
HK$51,598
baseline
▲ 0.50% · 4.625%
HK$54,738
+HK$3,140/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,196/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,015
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,464
−HK$1,469/mo
Today · 4.125%
HK$56,933
baseline
▲ 0.50% · 4.625%
HK$59,934
+HK$3,001/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,866/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,426
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,368
−HK$1,972/mo
Today · 4.125%
HK$66,340
baseline
▲ 0.50% · 4.625%
HK$70,377
+HK$4,037/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,680/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,448
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,311
−HK$1,889/mo
Today · 4.125%
HK$73,200
baseline
▲ 0.50% · 4.625%
HK$77,059
+HK$3,859/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,400/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,347 · Scale 2, in force from 26 Feb 2026)