LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,682
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,761
−HK$1,096/mo
Today · 4.125%
HK$36,857
baseline
▲ 0.50% · 4.625%
HK$39,100
+HK$2,243/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,714/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,584
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,619
−HK$1,049/mo
Today · 4.125%
HK$40,668
baseline
▲ 0.50% · 4.625%
HK$42,812
+HK$2,144/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,336/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,619
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,914
−HK$1,315/mo
Today · 4.125%
HK$44,229
baseline
▲ 0.50% · 4.625%
HK$46,920
+HK$2,691/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$88,458/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,301
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,542
−HK$1,260/mo
Today · 4.125%
HK$48,802
baseline
▲ 0.50% · 4.625%
HK$51,375
+HK$2,573/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$97,604/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,555
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,066
−HK$1,534/mo
Today · 4.125%
HK$51,600
baseline
▲ 0.50% · 4.625%
HK$54,740
+HK$3,140/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,200/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,017
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,466
−HK$1,470/mo
Today · 4.125%
HK$56,936
baseline
▲ 0.50% · 4.625%
HK$59,937
+HK$3,001/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,872/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,428
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,370
−HK$1,973/mo
Today · 4.125%
HK$66,343
baseline
▲ 0.50% · 4.625%
HK$70,380
+HK$4,037/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,686/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,451
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,314
−HK$1,889/mo
Today · 4.125%
HK$73,203
baseline
▲ 0.50% · 4.625%
HK$77,062
+HK$3,859/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,406/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,372 · Scale 2, in force from 26 Feb 2026)