LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,684
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,763
−HK$1,096/mo
Today · 4.125%
HK$36,859
baseline
▲ 0.50% · 4.625%
HK$39,102
+HK$2,243/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,718/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,586
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,620
−HK$1,050/mo
Today · 4.125%
HK$40,670
baseline
▲ 0.50% · 4.625%
HK$42,814
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,340/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,621
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,915
−HK$1,316/mo
Today · 4.125%
HK$44,231
baseline
▲ 0.50% · 4.625%
HK$46,922
+HK$2,691/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$88,462/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,303
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,545
−HK$1,259/mo
Today · 4.125%
HK$48,804
baseline
▲ 0.50% · 4.625%
HK$51,377
+HK$2,573/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$97,608/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,558
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,068
−HK$1,535/mo
Today · 4.125%
HK$51,603
baseline
▲ 0.50% · 4.625%
HK$54,742
+HK$3,139/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,206/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,020
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,469
−HK$1,469/mo
Today · 4.125%
HK$56,938
baseline
▲ 0.50% · 4.625%
HK$59,940
+HK$3,002/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,876/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,431
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,373
−HK$1,973/mo
Today · 4.125%
HK$66,346
baseline
▲ 0.50% · 4.625%
HK$70,383
+HK$4,037/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,692/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,454
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,317
−HK$1,889/mo
Today · 4.125%
HK$73,206
baseline
▲ 0.50% · 4.625%
HK$77,065
+HK$3,859/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,412/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,397 · Scale 2, in force from 26 Feb 2026)