LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,686
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,764
−HK$1,097/mo
Today · 4.125%
HK$36,861
baseline
▲ 0.50% · 4.625%
HK$39,104
+HK$2,243/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,722/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,587
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,622
−HK$1,050/mo
Today · 4.125%
HK$40,672
baseline
▲ 0.50% · 4.625%
HK$42,816
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,344/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,623
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,917
−HK$1,316/mo
Today · 4.125%
HK$44,233
baseline
▲ 0.50% · 4.625%
HK$46,924
+HK$2,691/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$88,466/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,305
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,547
−HK$1,260/mo
Today · 4.125%
HK$48,807
baseline
▲ 0.50% · 4.625%
HK$51,379
+HK$2,572/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$97,614/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$570,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,560
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,070
−HK$1,535/mo
Today · 4.125%
HK$51,605
baseline
▲ 0.50% · 4.625%
HK$54,745
+HK$3,140/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,210/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,022
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,471
−HK$1,470/mo
Today · 4.125%
HK$56,941
baseline
▲ 0.50% · 4.625%
HK$59,942
+HK$3,001/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,882/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,434
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,376
−HK$1,973/mo
Today · 4.125%
HK$66,349
baseline
▲ 0.50% · 4.625%
HK$70,386
+HK$4,037/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,698/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,457
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,320
−HK$1,890/mo
Today · 4.125%
HK$73,210
baseline
▲ 0.50% · 4.625%
HK$77,069
+HK$3,859/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,420/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,423 · Scale 2, in force from 26 Feb 2026)