LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,687
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,766
−HK$1,096/mo
Today · 4.125%
HK$36,862
baseline
▲ 0.50% · 4.625%
HK$39,105
+HK$2,243/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,724/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,589
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,623
−HK$1,050/mo
Today · 4.125%
HK$40,673
baseline
▲ 0.50% · 4.625%
HK$42,817
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,346/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,624
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,919
−HK$1,315/mo
Today · 4.125%
HK$44,234
baseline
▲ 0.50% · 4.625%
HK$46,926
+HK$2,692/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$88,468/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,306
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,548
−HK$1,260/mo
Today · 4.125%
HK$48,808
baseline
▲ 0.50% · 4.625%
HK$51,381
+HK$2,573/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$97,616/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,561
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,072
−HK$1,535/mo
Today · 4.125%
HK$51,607
baseline
▲ 0.50% · 4.625%
HK$54,747
+HK$3,140/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,214/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,024
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,473
−HK$1,470/mo
Today · 4.125%
HK$56,943
baseline
▲ 0.50% · 4.625%
HK$59,944
+HK$3,001/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,886/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,436
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,378
−HK$1,973/mo
Today · 4.125%
HK$66,351
baseline
▲ 0.50% · 4.625%
HK$70,389
+HK$4,038/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,702/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,459
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,322
−HK$1,890/mo
Today · 4.125%
HK$73,212
baseline
▲ 0.50% · 4.625%
HK$77,071
+HK$3,859/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,424/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,441 · Scale 2, in force from 26 Feb 2026)