LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,688
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,767
−HK$1,096/mo
Today · 4.125%
HK$36,863
baseline
▲ 0.50% · 4.625%
HK$39,106
+HK$2,243/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,726/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,590
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,625
−HK$1,050/mo
Today · 4.125%
HK$40,675
baseline
▲ 0.50% · 4.625%
HK$42,819
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,350/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,626
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,920
−HK$1,316/mo
Today · 4.125%
HK$44,236
baseline
▲ 0.50% · 4.625%
HK$46,928
+HK$2,692/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$88,472/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,308
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,550
−HK$1,260/mo
Today · 4.125%
HK$48,810
baseline
▲ 0.50% · 4.625%
HK$51,383
+HK$2,573/mo
Deposit HK$6.08M · loan HK$9.13M · min. income ≈ HK$97,620/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,563
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,074
−HK$1,535/mo
Today · 4.125%
HK$51,609
baseline
▲ 0.50% · 4.625%
HK$54,749
+HK$3,140/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,218/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,026
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,475
−HK$1,470/mo
Today · 4.125%
HK$56,945
baseline
▲ 0.50% · 4.625%
HK$59,947
+HK$3,002/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,890/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,438
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,381
−HK$1,973/mo
Today · 4.125%
HK$66,354
baseline
▲ 0.50% · 4.625%
HK$70,391
+HK$4,037/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,708/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,462
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,325
−HK$1,890/mo
Today · 4.125%
HK$73,215
baseline
▲ 0.50% · 4.625%
HK$77,074
+HK$3,859/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,430/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,463 · Scale 2, in force from 26 Feb 2026)