LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,688
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,767
−HK$1,097/mo
Today · 4.125%
HK$36,864
baseline
▲ 0.50% · 4.625%
HK$39,107
+HK$2,243/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,728/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,591
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,626
−HK$1,049/mo
Today · 4.125%
HK$40,675
baseline
▲ 0.50% · 4.625%
HK$42,820
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,350/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,626
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,921
−HK$1,315/mo
Today · 4.125%
HK$44,236
baseline
▲ 0.50% · 4.625%
HK$46,928
+HK$2,692/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,472/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,309
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,551
−HK$1,260/mo
Today · 4.125%
HK$48,811
baseline
▲ 0.50% · 4.625%
HK$51,383
+HK$2,572/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,622/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,564
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,074
−HK$1,535/mo
Today · 4.125%
HK$51,609
baseline
▲ 0.50% · 4.625%
HK$54,750
+HK$3,141/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,218/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,027
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,476
−HK$1,470/mo
Today · 4.125%
HK$56,946
baseline
▲ 0.50% · 4.625%
HK$59,947
+HK$3,001/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,892/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,439
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,381
−HK$1,974/mo
Today · 4.125%
HK$66,355
baseline
▲ 0.50% · 4.625%
HK$70,392
+HK$4,037/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,710/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,463
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,326
−HK$1,890/mo
Today · 4.125%
HK$73,216
baseline
▲ 0.50% · 4.625%
HK$77,075
+HK$3,859/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,432/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,470 · Scale 2, in force from 26 Feb 2026)