LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,689
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,768
−HK$1,097/mo
Today · 4.125%
HK$36,865
baseline
▲ 0.50% · 4.625%
HK$39,108
+HK$2,243/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,730/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,592
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,627
−HK$1,050/mo
Today · 4.125%
HK$40,677
baseline
▲ 0.50% · 4.625%
HK$42,821
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,354/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,627
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,922
−HK$1,316/mo
Today · 4.125%
HK$44,238
baseline
▲ 0.50% · 4.625%
HK$46,929
+HK$2,691/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,476/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,310
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,552
−HK$1,260/mo
Today · 4.125%
HK$48,812
baseline
▲ 0.50% · 4.625%
HK$51,385
+HK$2,573/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,624/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,565
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,076
−HK$1,535/mo
Today · 4.125%
HK$51,611
baseline
▲ 0.50% · 4.625%
HK$54,751
+HK$3,140/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,222/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,028
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,477
−HK$1,470/mo
Today · 4.125%
HK$56,947
baseline
▲ 0.50% · 4.625%
HK$59,949
+HK$3,002/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,894/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,441
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,383
−HK$1,974/mo
Today · 4.125%
HK$66,357
baseline
▲ 0.50% · 4.625%
HK$70,394
+HK$4,037/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,714/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,465
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,328
−HK$1,890/mo
Today · 4.125%
HK$73,218
baseline
▲ 0.50% · 4.625%
HK$77,077
+HK$3,859/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,436/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,486 · Scale 2, in force from 26 Feb 2026)