LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,690
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,769
−HK$1,096/mo
Today · 4.125%
HK$36,865
baseline
▲ 0.50% · 4.625%
HK$39,108
+HK$2,243/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,730/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,592
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,627
−HK$1,050/mo
Today · 4.125%
HK$40,677
baseline
▲ 0.50% · 4.625%
HK$42,821
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,354/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,628
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,923
−HK$1,315/mo
Today · 4.125%
HK$44,238
baseline
▲ 0.50% · 4.625%
HK$46,930
+HK$2,692/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,476/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,311
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,553
−HK$1,260/mo
Today · 4.125%
HK$48,813
baseline
▲ 0.50% · 4.625%
HK$51,386
+HK$2,573/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,626/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,566
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,076
−HK$1,535/mo
Today · 4.125%
HK$51,611
baseline
▲ 0.50% · 4.625%
HK$54,752
+HK$3,141/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,222/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,029
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,478
−HK$1,470/mo
Today · 4.125%
HK$56,948
baseline
▲ 0.50% · 4.625%
HK$59,950
+HK$3,002/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,896/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,442
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,384
−HK$1,973/mo
Today · 4.125%
HK$66,357
baseline
▲ 0.50% · 4.625%
HK$70,395
+HK$4,038/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,714/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,466
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,329
−HK$1,890/mo
Today · 4.125%
HK$73,219
baseline
▲ 0.50% · 4.625%
HK$77,078
+HK$3,859/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,438/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,493 · Scale 2, in force from 26 Feb 2026)