LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,691
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,770
−HK$1,096/mo
Today · 4.125%
HK$36,866
baseline
▲ 0.50% · 4.625%
HK$39,110
+HK$2,244/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,732/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,593
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,628
−HK$1,051/mo
Today · 4.125%
HK$40,679
baseline
▲ 0.50% · 4.625%
HK$42,823
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,358/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,629
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,924
−HK$1,316/mo
Today · 4.125%
HK$44,240
baseline
▲ 0.50% · 4.625%
HK$46,932
+HK$2,692/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,480/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,312
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,554
−HK$1,260/mo
Today · 4.125%
HK$48,814
baseline
▲ 0.50% · 4.625%
HK$51,387
+HK$2,573/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,628/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,567
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,078
−HK$1,535/mo
Today · 4.125%
HK$51,613
baseline
▲ 0.50% · 4.625%
HK$54,754
+HK$3,141/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,226/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,031
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,480
−HK$1,470/mo
Today · 4.125%
HK$56,950
baseline
▲ 0.50% · 4.625%
HK$59,952
+HK$3,002/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,900/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,444
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,386
−HK$1,974/mo
Today · 4.125%
HK$66,360
baseline
▲ 0.50% · 4.625%
HK$70,397
+HK$4,037/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,720/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,468
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,331
−HK$1,890/mo
Today · 4.125%
HK$73,221
baseline
▲ 0.50% · 4.625%
HK$77,081
+HK$3,860/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,442/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,513 · Scale 2, in force from 26 Feb 2026)