LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,691
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,771
−HK$1,096/mo
Today · 4.125%
HK$36,867
baseline
▲ 0.50% · 4.625%
HK$39,110
+HK$2,243/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,734/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,594
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,629
−HK$1,050/mo
Today · 4.125%
HK$40,679
baseline
▲ 0.50% · 4.625%
HK$42,823
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,358/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,630
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,925
−HK$1,315/mo
Today · 4.125%
HK$44,240
baseline
▲ 0.50% · 4.625%
HK$46,932
+HK$2,692/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,480/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,313
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,555
−HK$1,260/mo
Today · 4.125%
HK$48,815
baseline
▲ 0.50% · 4.625%
HK$51,388
+HK$2,573/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,630/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,568
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,079
−HK$1,535/mo
Today · 4.125%
HK$51,614
baseline
▲ 0.50% · 4.625%
HK$54,754
+HK$3,140/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,228/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,031
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,480
−HK$1,471/mo
Today · 4.125%
HK$56,951
baseline
▲ 0.50% · 4.625%
HK$59,952
+HK$3,001/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,902/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,445
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,387
−HK$1,973/mo
Today · 4.125%
HK$66,360
baseline
▲ 0.50% · 4.625%
HK$70,398
+HK$4,038/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,720/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,469
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,332
−HK$1,890/mo
Today · 4.125%
HK$73,222
baseline
▲ 0.50% · 4.625%
HK$77,082
+HK$3,860/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,444/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,519 · Scale 2, in force from 26 Feb 2026)