LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,693
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,772
−HK$1,096/mo
Today · 4.125%
HK$36,868
baseline
▲ 0.50% · 4.625%
HK$39,112
+HK$2,244/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,736/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,595
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,630
−HK$1,050/mo
Today · 4.125%
HK$40,680
baseline
▲ 0.50% · 4.625%
HK$42,825
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,360/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,631
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,926
−HK$1,316/mo
Today · 4.125%
HK$44,242
baseline
▲ 0.50% · 4.625%
HK$46,934
+HK$2,692/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,484/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,314
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,556
−HK$1,261/mo
Today · 4.125%
HK$48,817
baseline
▲ 0.50% · 4.625%
HK$51,390
+HK$2,573/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,634/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,570
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,081
−HK$1,534/mo
Today · 4.125%
HK$51,615
baseline
▲ 0.50% · 4.625%
HK$54,756
+HK$3,141/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,230/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,033
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,482
−HK$1,471/mo
Today · 4.125%
HK$56,953
baseline
▲ 0.50% · 4.625%
HK$59,955
+HK$3,002/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,906/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$570,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,447
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,389
−HK$1,974/mo
Today · 4.125%
HK$66,363
baseline
▲ 0.50% · 4.625%
HK$70,401
+HK$4,038/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,726/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,471
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,335
−HK$1,890/mo
Today · 4.125%
HK$73,225
baseline
▲ 0.50% · 4.625%
HK$77,085
+HK$3,860/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,450/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,539 · Scale 2, in force from 26 Feb 2026)