LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,694
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,773
−HK$1,097/mo
Today · 4.125%
HK$36,870
baseline
▲ 0.50% · 4.625%
HK$39,113
+HK$2,243/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,740/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,597
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,632
−HK$1,050/mo
Today · 4.125%
HK$40,682
baseline
▲ 0.50% · 4.625%
HK$42,826
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,364/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,633
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,928
−HK$1,316/mo
Today · 4.125%
HK$44,244
baseline
▲ 0.50% · 4.625%
HK$46,936
+HK$2,692/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,488/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,316
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,558
−HK$1,260/mo
Today · 4.125%
HK$48,818
baseline
▲ 0.50% · 4.625%
HK$51,392
+HK$2,574/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,636/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,572
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,083
−HK$1,535/mo
Today · 4.125%
HK$51,618
baseline
▲ 0.50% · 4.625%
HK$54,758
+HK$3,140/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,236/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,036
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,485
−HK$1,470/mo
Today · 4.125%
HK$56,955
baseline
▲ 0.50% · 4.625%
HK$59,957
+HK$3,002/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,910/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,449
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,392
−HK$1,973/mo
Today · 4.125%
HK$66,365
baseline
▲ 0.50% · 4.625%
HK$70,404
+HK$4,039/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,730/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,474
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,338
−HK$1,890/mo
Today · 4.125%
HK$73,228
baseline
▲ 0.50% · 4.625%
HK$77,088
+HK$3,860/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,456/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,562 · Scale 2, in force from 26 Feb 2026)