LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,695
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,774
−HK$1,096/mo
Today · 4.125%
HK$36,870
baseline
▲ 0.50% · 4.625%
HK$39,114
+HK$2,244/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,740/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,597
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,632
−HK$1,051/mo
Today · 4.125%
HK$40,683
baseline
▲ 0.50% · 4.625%
HK$42,827
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,366/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,633
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,928
−HK$1,316/mo
Today · 4.125%
HK$44,244
baseline
▲ 0.50% · 4.625%
HK$46,936
+HK$2,692/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,488/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,317
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,559
−HK$1,260/mo
Today · 4.125%
HK$48,819
baseline
▲ 0.50% · 4.625%
HK$51,392
+HK$2,573/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,638/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,572
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,083
−HK$1,535/mo
Today · 4.125%
HK$51,618
baseline
▲ 0.50% · 4.625%
HK$54,759
+HK$3,141/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,236/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,036
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,485
−HK$1,471/mo
Today · 4.125%
HK$56,956
baseline
▲ 0.50% · 4.625%
HK$59,958
+HK$3,002/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,912/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,450
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,393
−HK$1,973/mo
Today · 4.125%
HK$66,366
baseline
▲ 0.50% · 4.625%
HK$70,405
+HK$4,039/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,732/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,475
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,338
−HK$1,891/mo
Today · 4.125%
HK$73,229
baseline
▲ 0.50% · 4.625%
HK$77,089
+HK$3,860/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,458/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,570 · Scale 2, in force from 26 Feb 2026)