LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,697
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,776
−HK$1,097/mo
Today · 4.125%
HK$36,873
baseline
▲ 0.50% · 4.625%
HK$39,116
+HK$2,243/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,746/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,600
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,635
−HK$1,050/mo
Today · 4.125%
HK$40,685
baseline
▲ 0.50% · 4.625%
HK$42,830
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,370/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,636
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,931
−HK$1,316/mo
Today · 4.125%
HK$44,247
baseline
▲ 0.50% · 4.625%
HK$46,940
+HK$2,693/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,494/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,320
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,562
−HK$1,260/mo
Today · 4.125%
HK$48,822
baseline
▲ 0.50% · 4.625%
HK$51,396
+HK$2,574/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,644/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,576
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,087
−HK$1,535/mo
Today · 4.125%
HK$51,622
baseline
▲ 0.50% · 4.625%
HK$54,763
+HK$3,141/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,244/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,040
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,489
−HK$1,470/mo
Today · 4.125%
HK$56,959
baseline
▲ 0.50% · 4.625%
HK$59,962
+HK$3,003/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,918/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,454
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,397
−HK$1,974/mo
Today · 4.125%
HK$66,371
baseline
▲ 0.50% · 4.625%
HK$70,409
+HK$4,038/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,742/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,480
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,343
−HK$1,891/mo
Today · 4.125%
HK$73,234
baseline
▲ 0.50% · 4.625%
HK$77,094
+HK$3,860/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,468/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,608 · Scale 2, in force from 26 Feb 2026)