LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,697
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,777
−HK$1,096/mo
Today · 4.125%
HK$36,873
baseline
▲ 0.50% · 4.625%
HK$39,117
+HK$2,244/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,746/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,600
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,636
−HK$1,050/mo
Today · 4.125%
HK$40,686
baseline
▲ 0.50% · 4.625%
HK$42,830
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,372/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,637
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,932
−HK$1,316/mo
Today · 4.125%
HK$44,248
baseline
▲ 0.50% · 4.625%
HK$46,940
+HK$2,692/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,496/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,320
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,563
−HK$1,260/mo
Today · 4.125%
HK$48,823
baseline
▲ 0.50% · 4.625%
HK$51,396
+HK$2,573/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,646/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,576
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,087
−HK$1,535/mo
Today · 4.125%
HK$51,622
baseline
▲ 0.50% · 4.625%
HK$54,763
+HK$3,141/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$103,244/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,040
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,490
−HK$1,470/mo
Today · 4.125%
HK$56,960
baseline
▲ 0.50% · 4.625%
HK$59,963
+HK$3,003/mo
Deposit HK$4.56M · loan HK$10.65M · min. income ≈ HK$113,920/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,455
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,398
−HK$1,974/mo
Today · 4.125%
HK$66,372
baseline
▲ 0.50% · 4.625%
HK$70,410
+HK$4,038/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$132,744/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,481
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,344
−HK$1,890/mo
Today · 4.125%
HK$73,234
baseline
▲ 0.50% · 4.625%
HK$77,095
+HK$3,861/mo
Deposit HK$1.52M · loan HK$13.69M · min. income ≈ HK$146,468/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,615 · Scale 2, in force from 26 Feb 2026)