LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,699
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,779
−HK$1,096/mo
Today · 4.125%
HK$36,875
baseline
▲ 0.50% · 4.625%
HK$39,119
+HK$2,244/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,750/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,603
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,638
−HK$1,050/mo
Today · 4.125%
HK$40,688
baseline
▲ 0.50% · 4.625%
HK$42,833
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,376/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,639
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,934
−HK$1,316/mo
Today · 4.125%
HK$44,250
baseline
▲ 0.50% · 4.625%
HK$46,943
+HK$2,693/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,500/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,323
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,565
−HK$1,261/mo
Today · 4.125%
HK$48,826
baseline
▲ 0.50% · 4.625%
HK$51,399
+HK$2,573/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,652/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,579
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,090
−HK$1,535/mo
Today · 4.125%
HK$51,625
baseline
▲ 0.50% · 4.625%
HK$54,767
+HK$3,142/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$103,250/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,044
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,493
−HK$1,470/mo
Today · 4.125%
HK$56,963
baseline
▲ 0.50% · 4.625%
HK$59,966
+HK$3,003/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$113,926/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,459
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,401
−HK$1,974/mo
Today · 4.125%
HK$66,375
baseline
▲ 0.50% · 4.625%
HK$70,414
+HK$4,039/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,750/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,485
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,348
−HK$1,891/mo
Today · 4.125%
HK$73,239
baseline
▲ 0.50% · 4.625%
HK$77,099
+HK$3,860/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,478/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,647 · Scale 2, in force from 26 Feb 2026)