LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,700
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,779
−HK$1,097/mo
Today · 4.125%
HK$36,876
baseline
▲ 0.50% · 4.625%
HK$39,119
+HK$2,243/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,752/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,603
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,638
−HK$1,051/mo
Today · 4.125%
HK$40,689
baseline
▲ 0.50% · 4.625%
HK$42,833
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,378/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,640
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,935
−HK$1,316/mo
Today · 4.125%
HK$44,251
baseline
▲ 0.50% · 4.625%
HK$46,943
+HK$2,692/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,502/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,324
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,566
−HK$1,260/mo
Today · 4.125%
HK$48,826
baseline
▲ 0.50% · 4.625%
HK$51,400
+HK$2,574/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,652/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,580
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,091
−HK$1,535/mo
Today · 4.125%
HK$51,626
baseline
▲ 0.50% · 4.625%
HK$54,767
+HK$3,141/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$103,252/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,044
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,494
−HK$1,470/mo
Today · 4.125%
HK$56,964
baseline
▲ 0.50% · 4.625%
HK$59,967
+HK$3,003/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$113,928/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,459
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,402
−HK$1,974/mo
Today · 4.125%
HK$66,376
baseline
▲ 0.50% · 4.625%
HK$70,415
+HK$4,039/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,752/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,485
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,349
−HK$1,891/mo
Today · 4.125%
HK$73,240
baseline
▲ 0.50% · 4.625%
HK$77,100
+HK$3,860/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,480/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,654 · Scale 2, in force from 26 Feb 2026)