LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,700
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,780
−HK$1,096/mo
Today · 4.125%
HK$36,876
baseline
▲ 0.50% · 4.625%
HK$39,120
+HK$2,244/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,752/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,604
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,639
−HK$1,051/mo
Today · 4.125%
HK$40,690
baseline
▲ 0.50% · 4.625%
HK$42,834
+HK$2,144/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,380/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,641
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,936
−HK$1,316/mo
Today · 4.125%
HK$44,252
baseline
▲ 0.50% · 4.625%
HK$46,944
+HK$2,692/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,504/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,325
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,567
−HK$1,260/mo
Today · 4.125%
HK$48,827
baseline
▲ 0.50% · 4.625%
HK$51,401
+HK$2,574/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,654/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,581
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,092
−HK$1,535/mo
Today · 4.125%
HK$51,627
baseline
▲ 0.50% · 4.625%
HK$54,768
+HK$3,141/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$103,254/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,045
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,495
−HK$1,470/mo
Today · 4.125%
HK$56,965
baseline
▲ 0.50% · 4.625%
HK$59,968
+HK$3,003/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$113,930/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,461
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,404
−HK$1,974/mo
Today · 4.125%
HK$66,378
baseline
▲ 0.50% · 4.625%
HK$70,417
+HK$4,039/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,756/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,487
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,351
−HK$1,890/mo
Today · 4.125%
HK$73,241
baseline
▲ 0.50% · 4.625%
HK$77,102
+HK$3,861/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,482/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,667 · Scale 2, in force from 26 Feb 2026)