LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,702
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,781
−HK$1,097/mo
Today · 4.125%
HK$36,878
baseline
▲ 0.50% · 4.625%
HK$39,122
+HK$2,244/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,756/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,606
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,641
−HK$1,050/mo
Today · 4.125%
HK$40,691
baseline
▲ 0.50% · 4.625%
HK$42,836
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,382/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,642
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,938
−HK$1,316/mo
Today · 4.125%
HK$44,254
baseline
▲ 0.50% · 4.625%
HK$46,947
+HK$2,693/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,508/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,327
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,569
−HK$1,261/mo
Today · 4.125%
HK$48,830
baseline
▲ 0.50% · 4.625%
HK$51,404
+HK$2,574/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,660/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,583
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,094
−HK$1,535/mo
Today · 4.125%
HK$51,629
baseline
▲ 0.50% · 4.625%
HK$54,771
+HK$3,142/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$103,258/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,048
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,497
−HK$1,471/mo
Today · 4.125%
HK$56,968
baseline
▲ 0.50% · 4.625%
HK$59,971
+HK$3,003/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$113,936/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,464
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,407
−HK$1,974/mo
Today · 4.125%
HK$66,381
baseline
▲ 0.50% · 4.625%
HK$70,420
+HK$4,039/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,762/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,490
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,354
−HK$1,891/mo
Today · 4.125%
HK$73,245
baseline
▲ 0.50% · 4.625%
HK$77,105
+HK$3,860/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,490/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,693 · Scale 2, in force from 26 Feb 2026)