LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,703
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,782
−HK$1,097/mo
Today · 4.125%
HK$36,879
baseline
▲ 0.50% · 4.625%
HK$39,123
+HK$2,244/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,758/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,607
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,642
−HK$1,050/mo
Today · 4.125%
HK$40,692
baseline
▲ 0.50% · 4.625%
HK$42,837
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,384/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,644
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,939
−HK$1,316/mo
Today · 4.125%
HK$44,255
baseline
▲ 0.50% · 4.625%
HK$46,948
+HK$2,693/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,510/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,328
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,570
−HK$1,261/mo
Today · 4.125%
HK$48,831
baseline
▲ 0.50% · 4.625%
HK$51,405
+HK$2,574/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,662/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,584
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,095
−HK$1,536/mo
Today · 4.125%
HK$51,631
baseline
▲ 0.50% · 4.625%
HK$54,772
+HK$3,141/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$103,262/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,049
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,499
−HK$1,470/mo
Today · 4.125%
HK$56,969
baseline
▲ 0.50% · 4.625%
HK$59,972
+HK$3,003/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$113,938/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,465
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,408
−HK$1,974/mo
Today · 4.125%
HK$66,382
baseline
▲ 0.50% · 4.625%
HK$70,422
+HK$4,040/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,764/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,492
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,356
−HK$1,890/mo
Today · 4.125%
HK$73,246
baseline
▲ 0.50% · 4.625%
HK$77,107
+HK$3,861/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,492/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,708 · Scale 2, in force from 26 Feb 2026)