LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,704
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,784
−HK$1,096/mo
Today · 4.125%
HK$36,880
baseline
▲ 0.50% · 4.625%
HK$39,125
+HK$2,245/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,760/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,608
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,643
−HK$1,051/mo
Today · 4.125%
HK$40,694
baseline
▲ 0.50% · 4.625%
HK$42,839
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,388/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,645
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,940
−HK$1,317/mo
Today · 4.125%
HK$44,257
baseline
▲ 0.50% · 4.625%
HK$46,949
+HK$2,692/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,514/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,330
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,572
−HK$1,261/mo
Today · 4.125%
HK$48,833
baseline
▲ 0.50% · 4.625%
HK$51,407
+HK$2,574/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,666/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,586
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,097
−HK$1,536/mo
Today · 4.125%
HK$51,633
baseline
▲ 0.50% · 4.625%
HK$54,774
+HK$3,141/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$103,266/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,051
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,501
−HK$1,470/mo
Today · 4.125%
HK$56,971
baseline
▲ 0.50% · 4.625%
HK$59,975
+HK$3,004/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$113,942/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,468
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,411
−HK$1,974/mo
Today · 4.125%
HK$66,385
baseline
▲ 0.50% · 4.625%
HK$70,424
+HK$4,039/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,770/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,494
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,358
−HK$1,891/mo
Today · 4.125%
HK$73,249
baseline
▲ 0.50% · 4.625%
HK$77,110
+HK$3,861/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,498/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,729 · Scale 2, in force from 26 Feb 2026)