LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,705
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,785
−HK$1,097/mo
Today · 4.125%
HK$36,882
baseline
▲ 0.50% · 4.625%
HK$39,126
+HK$2,244/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,764/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,609
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,645
−HK$1,050/mo
Today · 4.125%
HK$40,695
baseline
▲ 0.50% · 4.625%
HK$42,840
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,390/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,646
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,942
−HK$1,316/mo
Today · 4.125%
HK$44,258
baseline
▲ 0.50% · 4.625%
HK$46,951
+HK$2,693/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,516/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,331
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,574
−HK$1,260/mo
Today · 4.125%
HK$48,834
baseline
▲ 0.50% · 4.625%
HK$51,409
+HK$2,575/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,668/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,588
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,099
−HK$1,535/mo
Today · 4.125%
HK$51,634
baseline
▲ 0.50% · 4.625%
HK$54,776
+HK$3,142/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$103,268/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,053
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,503
−HK$1,470/mo
Today · 4.125%
HK$56,973
baseline
▲ 0.50% · 4.625%
HK$59,977
+HK$3,004/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$113,946/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,470
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,413
−HK$1,974/mo
Today · 4.125%
HK$66,387
baseline
▲ 0.50% · 4.625%
HK$70,427
+HK$4,040/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,774/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,497
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,361
−HK$1,891/mo
Today · 4.125%
HK$73,252
baseline
▲ 0.50% · 4.625%
HK$77,113
+HK$3,861/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,504/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,748 · Scale 2, in force from 26 Feb 2026)