LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,706
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,786
−HK$1,097/mo
Today · 4.125%
HK$36,883
baseline
▲ 0.50% · 4.625%
HK$39,127
+HK$2,244/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,766/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,610
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,646
−HK$1,050/mo
Today · 4.125%
HK$40,696
baseline
▲ 0.50% · 4.625%
HK$42,842
+HK$2,146/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,392/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,648
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,943
−HK$1,316/mo
Today · 4.125%
HK$44,259
baseline
▲ 0.50% · 4.625%
HK$46,952
+HK$2,693/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,518/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,332
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,575
−HK$1,261/mo
Today · 4.125%
HK$48,836
baseline
▲ 0.50% · 4.625%
HK$51,410
+HK$2,574/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,672/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,589
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,100
−HK$1,536/mo
Today · 4.125%
HK$51,636
baseline
▲ 0.50% · 4.625%
HK$54,778
+HK$3,142/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$103,272/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,055
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,504
−HK$1,471/mo
Today · 4.125%
HK$56,975
baseline
▲ 0.50% · 4.625%
HK$59,978
+HK$3,003/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$113,950/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,471
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,415
−HK$1,974/mo
Today · 4.125%
HK$66,389
baseline
▲ 0.50% · 4.625%
HK$70,428
+HK$4,039/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,778/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,499
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,363
−HK$1,890/mo
Today · 4.125%
HK$73,253
baseline
▲ 0.50% · 4.625%
HK$77,115
+HK$3,862/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,506/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,763 · Scale 2, in force from 26 Feb 2026)