LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,707
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,787
−HK$1,096/mo
Today · 4.125%
HK$36,883
baseline
▲ 0.50% · 4.625%
HK$39,128
+HK$2,245/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,766/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,611
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,647
−HK$1,050/mo
Today · 4.125%
HK$40,697
baseline
▲ 0.50% · 4.625%
HK$42,842
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,394/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,648
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,944
−HK$1,316/mo
Today · 4.125%
HK$44,260
baseline
▲ 0.50% · 4.625%
HK$46,953
+HK$2,693/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,520/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,333
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,576
−HK$1,261/mo
Today · 4.125%
HK$48,837
baseline
▲ 0.50% · 4.625%
HK$51,411
+HK$2,574/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,674/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,590
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,101
−HK$1,536/mo
Today · 4.125%
HK$51,637
baseline
▲ 0.50% · 4.625%
HK$54,779
+HK$3,142/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$103,274/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,056
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,505
−HK$1,471/mo
Today · 4.125%
HK$56,976
baseline
▲ 0.50% · 4.625%
HK$59,979
+HK$3,003/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$113,952/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,473
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,416
−HK$1,974/mo
Today · 4.125%
HK$66,390
baseline
▲ 0.50% · 4.625%
HK$70,430
+HK$4,040/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,780/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,500
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,364
−HK$1,891/mo
Today · 4.125%
HK$73,255
baseline
▲ 0.50% · 4.625%
HK$77,116
+HK$3,861/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,510/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,775 · Scale 2, in force from 26 Feb 2026)