LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,708
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,787
−HK$1,097/mo
Today · 4.125%
HK$36,884
baseline
▲ 0.50% · 4.625%
HK$39,129
+HK$2,245/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,768/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,612
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,648
−HK$1,050/mo
Today · 4.125%
HK$40,698
baseline
▲ 0.50% · 4.625%
HK$42,843
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,396/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,649
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,945
−HK$1,316/mo
Today · 4.125%
HK$44,261
baseline
▲ 0.50% · 4.625%
HK$46,954
+HK$2,693/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,522/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,334
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,577
−HK$1,261/mo
Today · 4.125%
HK$48,838
baseline
▲ 0.50% · 4.625%
HK$51,412
+HK$2,574/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,676/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,591
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,102
−HK$1,536/mo
Today · 4.125%
HK$51,638
baseline
▲ 0.50% · 4.625%
HK$54,780
+HK$3,142/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$103,276/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,057
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,507
−HK$1,470/mo
Today · 4.125%
HK$56,977
baseline
▲ 0.50% · 4.625%
HK$59,981
+HK$3,004/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$113,954/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,474
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,417
−HK$1,975/mo
Today · 4.125%
HK$66,392
baseline
▲ 0.50% · 4.625%
HK$70,431
+HK$4,039/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,784/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,502
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,366
−HK$1,891/mo
Today · 4.125%
HK$73,257
baseline
▲ 0.50% · 4.625%
HK$77,118
+HK$3,861/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,514/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,787 · Scale 2, in force from 26 Feb 2026)