LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,709
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,788
−HK$1,097/mo
Today · 4.125%
HK$36,885
baseline
▲ 0.50% · 4.625%
HK$39,129
+HK$2,244/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,770/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,613
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,648
−HK$1,051/mo
Today · 4.125%
HK$40,699
baseline
▲ 0.50% · 4.625%
HK$42,844
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,398/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,650
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,946
−HK$1,316/mo
Today · 4.125%
HK$44,262
baseline
▲ 0.50% · 4.625%
HK$46,955
+HK$2,693/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,524/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,336
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,578
−HK$1,261/mo
Today · 4.125%
HK$48,839
baseline
▲ 0.50% · 4.625%
HK$51,413
+HK$2,574/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,678/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,592
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,103
−HK$1,536/mo
Today · 4.125%
HK$51,639
baseline
▲ 0.50% · 4.625%
HK$54,781
+HK$3,142/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$103,278/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,058
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,508
−HK$1,471/mo
Today · 4.125%
HK$56,979
baseline
▲ 0.50% · 4.625%
HK$59,982
+HK$3,003/mo
Deposit HK$4.57M · loan HK$10.65M · min. income ≈ HK$113,958/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,475
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,419
−HK$1,974/mo
Today · 4.125%
HK$66,393
baseline
▲ 0.50% · 4.625%
HK$70,433
+HK$4,040/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,786/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,503
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,367
−HK$1,891/mo
Today · 4.125%
HK$73,258
baseline
▲ 0.50% · 4.625%
HK$77,120
+HK$3,862/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,516/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,801 · Scale 2, in force from 26 Feb 2026)