LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,712
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,791
−HK$1,097/mo
Today · 4.125%
HK$36,888
baseline
▲ 0.50% · 4.625%
HK$39,133
+HK$2,245/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,776/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,616
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,652
−HK$1,051/mo
Today · 4.125%
HK$40,703
baseline
▲ 0.50% · 4.625%
HK$42,848
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,406/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,654
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,950
−HK$1,316/mo
Today · 4.125%
HK$44,266
baseline
▲ 0.50% · 4.625%
HK$46,959
+HK$2,693/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,532/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,339
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,582
−HK$1,261/mo
Today · 4.125%
HK$48,843
baseline
▲ 0.50% · 4.625%
HK$51,418
+HK$2,575/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,686/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,596
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,108
−HK$1,536/mo
Today · 4.125%
HK$51,644
baseline
▲ 0.50% · 4.625%
HK$54,786
+HK$3,142/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,288/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,063
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,513
−HK$1,471/mo
Today · 4.125%
HK$56,984
baseline
▲ 0.50% · 4.625%
HK$59,987
+HK$3,003/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$113,968/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,481
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,424
−HK$1,975/mo
Today · 4.125%
HK$66,399
baseline
▲ 0.50% · 4.625%
HK$70,439
+HK$4,040/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,798/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,509
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,373
−HK$1,892/mo
Today · 4.125%
HK$73,265
baseline
▲ 0.50% · 4.625%
HK$77,126
+HK$3,861/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,530/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,850 · Scale 2, in force from 26 Feb 2026)