LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,714
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,794
−HK$1,097/mo
Today · 4.125%
HK$36,891
baseline
▲ 0.50% · 4.625%
HK$39,136
+HK$2,245/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,782/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,619
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,655
−HK$1,051/mo
Today · 4.125%
HK$40,706
baseline
▲ 0.50% · 4.625%
HK$42,851
+HK$2,145/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,412/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,657
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,953
−HK$1,316/mo
Today · 4.125%
HK$44,269
baseline
▲ 0.50% · 4.625%
HK$46,963
+HK$2,694/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$88,538/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,343
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,586
−HK$1,261/mo
Today · 4.125%
HK$48,847
baseline
▲ 0.50% · 4.625%
HK$51,422
+HK$2,575/mo
Deposit HK$6.09M · loan HK$9.13M · min. income ≈ HK$97,694/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,600
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,112
−HK$1,536/mo
Today · 4.125%
HK$51,648
baseline
▲ 0.50% · 4.625%
HK$54,790
+HK$3,142/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,296/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,067
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,517
−HK$1,471/mo
Today · 4.125%
HK$56,988
baseline
▲ 0.50% · 4.625%
HK$59,992
+HK$3,004/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$113,976/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,486
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,429
−HK$1,975/mo
Today · 4.125%
HK$66,404
baseline
▲ 0.50% · 4.625%
HK$70,445
+HK$4,041/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,808/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,515
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,379
−HK$1,891/mo
Today · 4.125%
HK$73,270
baseline
▲ 0.50% · 4.625%
HK$77,133
+HK$3,863/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,540/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,895 · Scale 2, in force from 26 Feb 2026)