LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,717
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,797
−HK$1,097/mo
Today · 4.125%
HK$36,894
baseline
▲ 0.50% · 4.625%
HK$39,139
+HK$2,245/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,788/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,623
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,659
−HK$1,050/mo
Today · 4.125%
HK$40,709
baseline
▲ 0.50% · 4.625%
HK$42,855
+HK$2,146/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,418/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,661
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$42,957
−HK$1,316/mo
Today · 4.125%
HK$44,273
baseline
▲ 0.50% · 4.625%
HK$46,967
+HK$2,694/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,546/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,347
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,590
−HK$1,261/mo
Today · 4.125%
HK$48,851
baseline
▲ 0.50% · 4.625%
HK$51,426
+HK$2,575/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,702/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,604
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,116
−HK$1,536/mo
Today · 4.125%
HK$51,652
baseline
▲ 0.50% · 4.625%
HK$54,795
+HK$3,143/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,304/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,072
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,522
−HK$1,471/mo
Today · 4.125%
HK$56,993
baseline
▲ 0.50% · 4.625%
HK$59,997
+HK$3,004/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$113,986/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,491
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,435
−HK$1,975/mo
Today · 4.125%
HK$66,410
baseline
▲ 0.50% · 4.625%
HK$70,451
+HK$4,041/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,820/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,521
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,385
−HK$1,892/mo
Today · 4.125%
HK$73,277
baseline
▲ 0.50% · 4.625%
HK$77,139
+HK$3,862/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,554/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,945 · Scale 2, in force from 26 Feb 2026)