LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,719
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,799
−HK$1,097/mo
Today · 4.125%
HK$36,896
baseline
▲ 0.50% · 4.625%
HK$39,141
+HK$2,245/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,792/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,624
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,660
−HK$1,051/mo
Today · 4.125%
HK$40,711
baseline
▲ 0.50% · 4.625%
HK$42,857
+HK$2,146/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,422/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,662
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,958
−HK$1,317/mo
Today · 4.125%
HK$44,275
baseline
▲ 0.50% · 4.625%
HK$46,969
+HK$2,694/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,550/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,349
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,592
−HK$1,261/mo
Today · 4.125%
HK$48,853
baseline
▲ 0.50% · 4.625%
HK$51,428
+HK$2,575/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,706/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,606
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,118
−HK$1,536/mo
Today · 4.125%
HK$51,654
baseline
▲ 0.50% · 4.625%
HK$54,797
+HK$3,143/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,308/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,074
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,524
−HK$1,471/mo
Today · 4.125%
HK$56,995
baseline
▲ 0.50% · 4.625%
HK$60,000
+HK$3,005/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$113,990/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,494
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,438
−HK$1,975/mo
Today · 4.125%
HK$66,413
baseline
▲ 0.50% · 4.625%
HK$70,454
+HK$4,041/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,826/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,524
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,388
−HK$1,892/mo
Today · 4.125%
HK$73,280
baseline
▲ 0.50% · 4.625%
HK$77,142
+HK$3,862/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,560/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,968 · Scale 2, in force from 26 Feb 2026)