LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,720
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,800
−HK$1,097/mo
Today · 4.125%
HK$36,897
baseline
▲ 0.50% · 4.625%
HK$39,142
+HK$2,245/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,794/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,626
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,661
−HK$1,051/mo
Today · 4.125%
HK$40,712
baseline
▲ 0.50% · 4.625%
HK$42,858
+HK$2,146/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,424/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,664
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,960
−HK$1,317/mo
Today · 4.125%
HK$44,277
baseline
▲ 0.50% · 4.625%
HK$46,971
+HK$2,694/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,554/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,351
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,594
−HK$1,261/mo
Today · 4.125%
HK$48,855
baseline
▲ 0.50% · 4.625%
HK$51,430
+HK$2,575/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,710/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,608
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,120
−HK$1,536/mo
Today · 4.125%
HK$51,656
baseline
▲ 0.50% · 4.625%
HK$54,799
+HK$3,143/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,312/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,076
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,526
−HK$1,471/mo
Today · 4.125%
HK$56,997
baseline
▲ 0.50% · 4.625%
HK$60,002
+HK$3,005/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$113,994/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,496
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,440
−HK$1,975/mo
Today · 4.125%
HK$66,415
baseline
▲ 0.50% · 4.625%
HK$70,456
+HK$4,041/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,830/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,526
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,391
−HK$1,891/mo
Today · 4.125%
HK$73,282
baseline
▲ 0.50% · 4.625%
HK$77,145
+HK$3,863/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,564/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,988 · Scale 2, in force from 26 Feb 2026)