LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,720
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,800
−HK$1,098/mo
Today · 4.125%
HK$36,898
baseline
▲ 0.50% · 4.625%
HK$39,143
+HK$2,245/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,796/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,626
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,662
−HK$1,051/mo
Today · 4.125%
HK$40,713
baseline
▲ 0.50% · 4.625%
HK$42,859
+HK$2,146/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,426/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$570,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,664
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,960
−HK$1,317/mo
Today · 4.125%
HK$44,277
baseline
▲ 0.50% · 4.625%
HK$46,971
+HK$2,694/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,554/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,351
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,594
−HK$1,261/mo
Today · 4.125%
HK$48,855
baseline
▲ 0.50% · 4.625%
HK$51,431
+HK$2,576/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,710/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$570,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,608
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,120
−HK$1,537/mo
Today · 4.125%
HK$51,657
baseline
▲ 0.50% · 4.625%
HK$54,800
+HK$3,143/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,314/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,076
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,527
−HK$1,471/mo
Today · 4.125%
HK$56,998
baseline
▲ 0.50% · 4.625%
HK$60,002
+HK$3,004/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$113,996/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$570,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,497
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,441
−HK$1,975/mo
Today · 4.125%
HK$66,416
baseline
▲ 0.50% · 4.625%
HK$70,457
+HK$4,041/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,832/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,527
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,392
−HK$1,891/mo
Today · 4.125%
HK$73,283
baseline
▲ 0.50% · 4.625%
HK$77,146
+HK$3,863/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,566/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$570,995 · Scale 2, in force from 26 Feb 2026)