LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,722
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,802
−HK$1,097/mo
Today · 4.125%
HK$36,899
baseline
▲ 0.50% · 4.625%
HK$39,144
+HK$2,245/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,798/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$571,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,627
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,663
−HK$1,051/mo
Today · 4.125%
HK$40,714
baseline
▲ 0.50% · 4.625%
HK$42,860
+HK$2,146/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,428/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$571,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,666
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,962
−HK$1,317/mo
Today · 4.125%
HK$44,279
baseline
▲ 0.50% · 4.625%
HK$46,973
+HK$2,694/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,558/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,353
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,596
−HK$1,261/mo
Today · 4.125%
HK$48,857
baseline
▲ 0.50% · 4.625%
HK$51,432
+HK$2,575/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,714/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,610
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,122
−HK$1,536/mo
Today · 4.125%
HK$51,658
baseline
▲ 0.50% · 4.625%
HK$54,802
+HK$3,144/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,316/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,078
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,529
−HK$1,471/mo
Today · 4.125%
HK$57,000
baseline
▲ 0.50% · 4.625%
HK$60,005
+HK$3,005/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$114,000/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,499
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,443
−HK$1,975/mo
Today · 4.125%
HK$66,418
baseline
▲ 0.50% · 4.625%
HK$70,459
+HK$4,041/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,836/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,529
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,394
−HK$1,892/mo
Today · 4.125%
HK$73,286
baseline
▲ 0.50% · 4.625%
HK$77,149
+HK$3,863/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,572/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,015 · Scale 2, in force from 26 Feb 2026)